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Viewer Submitted Questions:

  1. GF M: Do credit union accounts have less risk than local banks with no derivative exposure in a bail-in action?
  2. Morgan: What are the pros and cons of the Utah Goldback currency?
  3. Helen H: I have bought some physical gold and silver in a ‘pool’ – a holding place. Is the pool as good as physical?
  4. Peter M: I heard that if I buy a stock by certain brokerage houses, I actually will not be the real owner of that stock. How can I check that?
  5. Mukesh B: I heard you mention that it’s not advisable to have variable rate debt. Can you expand on that? I thought that interest rates can’t possibly go up because everyone is already swimming in debt and there’d be too many defaults if rates went up.